I have just deposited $20 into savings as my "seed money" for this challenge. I want to make that grow, and I want to encourage myself to keep it up. So, here is what I am going to do for the first three months:

Pay for everything via debit or bills. ALL coins are to be Coinstarred and deposited once a week.

Modify my automatic deposit to be $1 per day ($31 per month, deposited on the 15th of each month).

"Tax" myself $1 for each pack of cigarettes I buy. Again, this goes straight into savings.